• Minimum amount of financing: 20 000 EUR;
• Down payment: from 10% for new and from 20% for used cars;
• Maturity: up to 60 months;
• Maximum age of the financed object at the end of the leasing contract: 8 years;
• Financing type: financial lease and operating lease (buy-back only from an official dealer);
• Currency: euro;
• The object to be purchased serves as collateral;
• Appraisal: if the seller of the financed object is not an official dealer, it is necessary to submit an appraisal prepared by an appraiser accepted by OP. Accepted evaluators
• The financed object must be insured in favour of the OP in an insurance company accepted by the OP. Accepted insurers

• Fleet size: at least 50 passenger cars, all registered and in working order;
• Turnover: at least 2 000 000 EUR in the last 3 years of economic activity, proportion of equity is at least 30%, Net debt to EBITDA no higher than 3 (including the requested financing) (calculated against the EBITDA of each of the last 3 years of economic activity);
• Duration of economic activity: at least 5 full years of operations;
• The company has no current SRS debts over 150 EUR (nor have there been any debts in the last 12 months);
• There are no negative entries about the borrower, owner or official in the LB Credit Register.

Leasing financing conditions will be determined taking into account the specific customer and equipment to be purchased. To receive a leasing offer, please contact us at office@opbank.lv

1. Completed and signed leasing application form. 
2. Complete previous financial year report or income statement (declaration).
3. Operational financial data (balance sheet and profit/loss statement) for the previous quarter.
4. For projects that are co-financed with the support of the European Union structural funds, approval of the support of the responsible institution that supervises implementation of a project.