Investment credit

Investment credit is a long-term credit for companies, tailored for the acquisition (and repair) of plants, transportation vehicles, real estate, as well as for launching new business projects.

Possible terms:

  • minimum financing is  EUR 5 000 000;
  • repayment schedule is up to 10 years (120 months);
  • repayment schedule consistent with the business plan;
  • loan can be received as a lump sum (for example property acquisition) or in parts (for example the financing of construction works);
  • periods of grace up to 24 months (as a rule, till the object is put into operation);
  • maximum credit comprises 60-70% of total project costs (depending on project);
  • sound credit record of the company and owners.

Forms of collateral:

  • mortgage over the real estate owned by the borrower or third parties;
  • commercial pledge over the assets owned by the borrower;
  • sureties of private individuals and other companies;
  • other forms of collateral are also accepted, being assessed on per  project;
  • LGA (Latvian Guarantee Agency) guarantee;
  • RDF (Rural Development Fund) guarantee.

For additional information, please contact us:

  • by telephone: +371 67777007 on working days from 9.00 to 17.00
  • via e-mail: office@opbank.lv.

You can apply for the loan by filling out the application.