Investment credit with the co-financing of EU Structural Funds

Investment credit with the co-financing of EU Structural Funds is a long-term loan suitable for companies that have successfully attracted the financing of EU Structural Funds for the development of entrepreneurial activities.

Possible terms:

  • repayment term:
    • in the case of plant acquisition – up to 7 years;
    • in the case of the reconstruction/construction of production buildings - up to 10 years;
    • in the case of the reconstruction/construction of public infrastructure - up to 15 years;
    • for other projects – up to 7 years;
  • minimum financing is  EUR 1 000 000;
  • the loan can be received as a lump sum or in parts;
  • periods of grace up to 2 years.

Forms of collateral:

  • mortgage over the real estate owned by the borrower or third parties;
  • commercial pledge over the assets owned by the borrower;
  • sureties of private individuals and other companies;
  • other forms of collateral are also accepted, being assessed per project;
  • LGA guarantee;
  • RDF guarantee.